Full Service Insurance Agency
Five Vermont Locations
Ag field with cows grazing in VT
Vermont fall foliage and mountains
In Addison County VT at Basin Harbor - Lake Champlain sunset picture in October
Ag field with cows grazing in VT
Celebrating
100 Years of Service in Vermont
Carter Insurance Agency is a locally owned, independent insurance agency with locations in Middlebury, Bristol, Brandon, Hinesburg, and St. Johnsbury, VT. We offer exceptional customer service and local agents dedicated to helping you when you call. This outstanding service is paired with our access to both national and regional insurance carriers to provide the most competitive rates in the market. We do the hard work of seeking out the most competitive markets for your insurance so you don't have to.
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Secure Your Future with Our Insurance Services
Personal Lines
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Mobile Homes
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ATV
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Classic Car​
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Boat
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Campers
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Umbrella
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Motorcycle
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Life
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Disability
AG and CROP Insurance
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AG
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Crop
Commercial Lines
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Commercial Auto
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Commercial Property
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Commercial Liability
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Commercial Inland Marine
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​Workers Compensation
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Employment Practices Liability
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Professional Liability
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Disability
Why should you do business with us?
More Service • More Choices
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We 're an independent agent, so we work for you, not for an insurance company.
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We are local and understand the challenges and opportunities in our area.
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We represent multiple companies and strive to find the one that best fits your needs.
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Our experienced agents can analyze your needs and give professional advice.
Looking for an insurance agency in Addison County? Give us a call!
We'd love the opportunity to be your local agents.
Reviews:
Laurie Hatch
2025-12-16
BEST OF THE BEST. WE WOULDN'T THINK OF USING ANYONE ELSE!!
Robert Stearns
2025-11-05
Well done Jess saved me almost $1300 a year on home owners insurance with better coverage.. thank you. Bob Stearns
MICHAEL CLARK
2025-10-28
Chad is the best, always looking out for the customer and there needs
Seth Lapidow
2025-10-22
Emma is great. Replaced my auto, homeowners and umbrella and saved me dough. When problems arose with the carrier, she was there. High marks!
Zoraida Jennings
2025-09-23
Everyone I interacted with was professional, knowledgeable, and genuinely committed to helping me find the best coverage for my needs.
