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Celebrating
100 Years of Service in Vermont

Full Service Insurance Agency
Four Vermont Locations

An outline in the shape of Vermont with the location of Bristol indicated with a star and the name in text
An outline in the shape of Vermont with the location of Bristol indicated with a star and the name in text

2 South Street, Bristol, VT
Phone: 802-453-6054
Fax: 802-275-5247
Email: 
alexis@carteragencyvt.com

carter-burlington-circle.png

22 Commerce Street, Unit 9 Hinesburg, VT
Phone: 802-505-1054
Fax: 802-419-7984
Email: 
annie@carteragencyvt.com

An outline in the shape of Vermont with the location of Middlebury indicated with a star and the name in text
An outline in the shape of Vermont with the location of Middlebury indicated with a star and the name in text

1396 US-7, Middlebury, VT
Phone: 802-385-1189
Email: emma@carteragencyvt.com

An outline in the shape of Vermont with the location of St. Johnsbury indicated with a star and the name in text
An outline in the shape of Vermont with the location of St. Johnsbury indicated with a star and the name in text

1951 Memorial Drive 
St. Johnsbury, VT
Phone: 802-748-8081
Text: 802-347-9922
Fax: 802-275-5247
Email: info@farmcountry.net

Carter Insurance Agency is a locally owned, independent insurance agency with locations in Middlebury, Bristol, Hinesburg, and St. Johnsbury, VT. We offer exceptional customer service and local agents dedicated to helping you when you call. This outstanding service is paired with our access to both national and regional insurance carriers to provide the most competitive rates in the market. We do the hard work of seeking out the most competitive markets for your insurance so you don't have to.

Photo of Carter Insurance Agency Middlebury team
Maple trees in vermont fall

Secure Your Future with Our Insurance Services

Personal Lines 

AG and CROP Insurance

  • AG

  • Crop

Commercial Lines

  • ​Workers Compensation

  • Employment Practices Liability

  • Professional Liability

  • Disability

Why should you do business with us?

More Service • More Choices

  • We 're an independent agent, so we work for you, not for an insurance company.

  • We are local and understand the challenges and opportunities in our area.

  • We represent multiple companies and strive to find the one that best fits your needs.

  • Our experienced agents can analyze your needs and give professional advice.

Looking for an insurance agency in Addison County? Give us a call! 
We'd love the opportunity to be your local agents.

corn crop and blue sky VT

We offer AG and Crop Insurance. Are you covered?

Reviews:

Best place to work!

Kylie Stevens

2025-05-30

Jacob

2025-05-22

I used to change insurance companies based on cost bi-annually, and have always been apprehensive about using a local agent. I mean, they must be making their money off of me, right? The team at Carter insured me, my three other drivers, my home, and my business for far less than what I was paying previously and below my google searches. Not to mention their team! Super friendly, knowledgeable and GREAT to work with. Chat with the bots with the big carriers if you'd like. I'll take the better rates and outstanding customer service myself. Fyi- I don't get anything from posting this review, my experience with Carter makes me want to share. When is the last time you felt that way about any company, never mind insurance. Yours truly, Avid non-reviewer of anything! Aka Jake (and "no" I'm not from State Farm)

Larry Orvis

2025-05-21

I thought Michelle did an outstanding job of putting things together in a very short time frame and hope to continue working with the Carter Insurance Agency for the years to come. Very pleased with the rates on our home and vehicle's. Larry and Patty Orvis

Dewitt-Blake Insurance 1396 US-7, Middlebury, VT 05753.
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