Full Service Insurance Agency
Five Vermont Locations
Ag field with cows grazing in VT
Vermont fall foliage and mountains
In Addison County VT at Basin Harbor - Lake Champlain sunset picture in October
Ag field with cows grazing in VT
Celebrating
100 Years of Service in Vermont
Carter Insurance Agency is a locally owned, independent insurance agency with locations in Middlebury, Bristol, Brandon, Hinesburg, and St. Johnsbury, VT. We offer exceptional customer service and local agents dedicated to helping you when you call. This outstanding service is paired with our access to both national and regional insurance carriers to provide the most competitive rates in the market. We do the hard work of seeking out the most competitive markets for your insurance so you don't have to.
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Secure Your Future with Our Insurance Services
Personal Lines
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Mobile Homes
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ATV
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Classic Car​
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Boat
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Campers
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Umbrella
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Motorcycle
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Life
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Disability
AG and CROP Insurance
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AG
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Crop
Commercial Lines
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Commercial Auto
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Commercial Property
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Commercial Liability
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Commercial Inland Marine
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​Workers Compensation
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Employment Practices Liability
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Professional Liability
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Disability
Why should you do business with us?
More Service • More Choices
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We 're an independent agent, so we work for you, not for an insurance company.
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We are local and understand the challenges and opportunities in our area.
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We represent multiple companies and strive to find the one that best fits your needs.
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Our experienced agents can analyze your needs and give professional advice.
Looking for an insurance agency in Addison County? Give us a call!
We'd love the opportunity to be your local agents.
Reviews:
Alfred Goodermote
2026-04-03
Great service
tammie lumbra
2026-04-02
We have had Carter Insurance for years but needed to make some changes as life changed with us. Jessica was so wonderful to work with on our complex insurance policies- She took a great deal of time to go over every detail and questions that we had to assure us that we had the right coverage. We cannot recommend Carter Insurance Agency enough.
Ben Kayhart
2026-03-31
Kylie reached out and offered to quote insurance for my car, bike and apartment. Saving me around $100 a month. I deal with Carter a ton at work and they are always kind, prompt and helpful. Highly recommend
Laurie Hatch
2025-12-16
BEST OF THE BEST. WE WOULDN'T THINK OF USING ANYONE ELSE!!
Robert Stearns
2025-11-05
Well done Jess saved me almost $1300 a year on home owners insurance with better coverage.. thank you. Bob Stearns
4.5/5
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