top of page

Start an Insurance Quote

Photo of Carter Insurance Agency Middlebury team

Celebrating
100 Years of Service in Vermont

Full Service Insurance Agency
Three Vermont Locations

An outline in the shape of Vermont with the location of Bristol indicated with a star and the name in text
An outline in the shape of Vermont with the location of Bristol indicated with a star and the name in text

2 South Street, Bristol, VT
Phone: 802-453-6054
Fax: 802-275-5247
Email: alexis@carteragencyvt.com

An outline in the shape of Vermont with the location of Middlebury indicated with a star and the name in text
An outline in the shape of Vermont with the location of Middlebury indicated with a star and the name in text

1396 US-7, Middlebury, VT
Phone: 802-385-1189
Email: emma@carteragencyvt.com

An outline in the shape of Vermont with the location of St. Johnsbury indicated with a star and the name in text
An outline in the shape of Vermont with the location of St. Johnsbury indicated with a star and the name in text

1951 Memorial Drive, St. Johnsbury, VT
Phone: 802-748-8081
Text: 802-347-9922
Fax: 802-275-5247
Email: info@farmcountry.net

Carter Insurance Agency is a locally owned, independent insurance agency with locations in Middlebury, Bristol, and St. Johnsbury, VT. We offer exceptional customer service and local agents dedicated to helping you when you call. This outstanding service is paired with our access to both national and regional insurance carriers to provide the most competitive rates in the market. We do the hard work of seeking out the most competitive markets for your insurance so you don't have to.

Photo of Carter Insurance Agency Middlebury team
Maple trees in vermont fall

Secure Your Future with Our Insurance Services

Personal Lines 

AG and CROP Insurance

  • AG

  • Crop

Commercial Lines

  • ​Workers Compensation

  • Employment Practices Liability

  • Professional Liability

  • Disability

Why should you do business with us?

More Service • More Choices

  • We 're an independent agent, so we work for you, not for an insurance company.

  • We are local and understand the challenges and opportunities in our area.

  • We represent multiple companies and strive to find the one that best fits your needs.

  • Our experienced agents can analyze your needs and give professional advice.

Looking for an insurance agency in Addison County? Give us a call! 
We'd love the opportunity to be your local agents.

corn crop and blue sky VT

We offer AG and Crop Insurance. Are you covered?

Reviews:

With the high increase of insurance, I decided my current insurance agency wasn't trying to get the best rates for me. After many years of the same agency, I decided to give Carters Insurance a try to see what rates they could get for me. Jessica Laughlin worked with me and it was a great experience. I was able to decrease the amount I pay for my home and auto, she also was able to get me way more coverage. I am beyond grateful for an amazing experience with Jessica. Thank you so much for all of your efforts to get me the best rate possible.

Calli Thomas

2025-04-25

jacob fay

2025-04-24

Carter’s Insurance Agency has been an absolute pleasure to work with. They take the hassle out of insurance and make everything feel smooth and simple. Their team is dependable, knowledgeable, and treats you like family—the kind of quality service you can only get from a trusted local business. Always reliable, always outstanding. Thanks for everything! – Your friends at Hilltop Property Services

Sandy Hayes

2025-02-25

I always get a quick response to my questions, whether a phone call or a stop into the office. The office is easy to get to with friendly agents to greet you. They work hard at finding the right insurance for your needs and save you money along the way!

Dewitt-Blake Insurance 1396 US-7, Middlebury, VT 05753.
bottom of page